[ EPUB Living Rich for Less Create the Lifestyle You Want by Giving Saving and Spending Smart ] ↠ Ellie Kay – clak.us
Even though a lot of the information didn t "APPLY TO ME YET BECAUSE I AM STILL YOUNG "to me yet because I am still young struggling to stablish myself financially there was a lot of good applicable information in here that I can use right now to better my situation I like how the author started Tangled Webs (The Black Jewels, each chapter with a personal anecdote to set a light hearted approach to some things which were difficult to digest for someone new to a lot of financial terminologiesI definitely wouldn t recommend this book to someone of my age grouparly to mid twenties as a place to start but I feel like anyone that finds themself struggling financially should give this book a read at some point in their lives I m looking forward to trying to live by the 101080 rule on my limited income I think the A Fairly Honourable Defeat exact breakdown of how things should be budgeted will be a good starting guideline for me Perhaps it was because I was listening to the audio book but I couldn t stand the little side stories This book seemed very heavy on stories and light on actual useful advice The first two chapters being devoted to donationstithing just felt oppressive It seemed to me that she just kept on harping on giving that felt like redundant page filler The I read these moneyfinancial books I m seeing how they all say about the same things This one did put a bitmphasis on the givingdonating money piece no matter how much
you make The you give away the it will come back to you which I have come to realize make The you give away the it will come back to you which I have come to realize true Another good financial book asy read its just a matter of applying the principles and waiting the time it sometimes takes to get out of your situation You can t rush it unless you win the lottery and then chances are you ll just blow it and be in the same situation later if you don t take the time to follow some financial plan Lil moneybags made saving money a profession Give away the fist 10% save the next 10% and live wisely and well. Ellie Kay's advice for mr and Mrs America and not just wall street If you live on main Street.
review ↠ PDF, DOC, TXT or Book Ò Ellie KayAn risk someone lse reading it There "are some age old tips and advice donate 10% save 10% and live on 80% but most "some age old tips and advice donate 10% save 10% and live on 80% but most it is full of yay us anecdotes
Yay we gave an old car to an NGO Yay we gave our dusty old furniture to peoplewe gave an old car to an NGO Yay we gave our dusty old furniture to people author s husband is retired from the Air Force so they re going to receive pension income for the rest of their lives so it s ok for them to only save 10% For most people it will take a lot She also stated that her children went to college for free or nearly for free but never xpounded on that whether it was GI Bill ROTC The Man Without a Face ethnic scholarships merit scholarships athletic scholarships tuition remissiontc in the book If you re already ducated about finances you probably won t take much away from this book A lot of the information is basic g avoiding consumer debt having an mergency savings account investing in a 401k or
IRA tc but there s Threads Of The Shroud enough decent tips thatach person could probablyetc but there s All Seated on the Ground enough decent tips thatach person could probably at least one new thing away For me it was the message of giving Ellie challenges readers to give 10% of their income to charitable organizations Of all of the financial books I ve read this is the first that uantifies what generous giving looks like I m not sure if it s good or bad advice but I do agree that helping charitable causes whether through monetary donations gifts or time is noble and is something we can all benefit from This would be a good book for someone just starting out or someone who struggles with money The stories were a little silly and I skipped a lot of the lists but it was a good reminder to appreciate what we have and use our money wisely I like Ellie but I couldn t finish this I found the writing a bit juvenile and the practical tips too far and few between antidotes If this is one of your first books on trying to live a frugal lifestyle it may be a winner but for me I turned it back into the library well ahead of my due dat. T mainstream America needs in order to survive today's money woes tomorrow's future challenge. .
On the final 80% Materialism comes with asy credit Content makes
men rich and discontent makes rich men poor Benjamin Franklin I didn t learn good spending till I married my frugal husband and now I njoy the benefits of penny pinching The biggest plus is one of Ellie Kay s three points in this book When you spend and save carefully you have money to give to others which makes you feel richShe gives a lot of tips for cutting "financial corners and in the last section writes xtensively about mortgages Since I ve never owned a home most of that "corners and in the last section writes xtensively about mortgages Since I ve never owned a home most of that gobbledygook to me Except for this last bit the book was very simple and user friendly with personal anecdotes and do able ideas f I really liked a few of Ellie Kay s pointers and was Against All Odds excited that she was writing for an audience of families with an average income 48000 according to the statistics she cites What happened was I loved the first half and felt seriously let down in the second half She gives a budget worksheet that breaks down percentages forach budget category Food groceries and Jingling Daddys Bells BDSM Menage eating out was listed as 5% of the total budget We go way over this percentage so I was happily anticipating her grocery savings chapter for tips to make 5% work We almost never go out toat The tips unfortunately were basically what I am already doing After finishing the book I felt that our family was doing a lot of great money saving thingsbut we still don t seem to be able to fit into the given budgetThis was definitely worth a read given that I borrowed it from the library I don t think I would buy it although I made a mental note to read it again when we get to advanced stages of insurance buying investing and paying for the kids college tuitions Some good debt free college tips in there that don t uite apply to us yet I got this one at a used book fair and after reading it I let my daughter tear it to shreds rather th. You need to meet your new neighbor Ellie Kay who's spiked the kool with the wakeup juice tha.poor men rich and discontent makes rich men poor Benjamin Franklin I didn t learn good spending